How do I add income?

Tap the + button (bottom right of Home) to open the Income modal. Fill in amount, description, and category.

How do I edit or delete a transaction?

Swipe left on any transaction to reveal the ✎ edit and ✕ delete buttons.

What is the Spending Pace chart?

In Insights → Month, it shows your cumulative spending climbing through the month vs a dotted budget line. Set budgets in Plan → Budgets to activate it.

How does Balance Growth projection work?

In Insights → Year, the dotted line extends your average monthly net (income − expenses) into future months to estimate your Dec 31 balance.

How do savings pots affect my balance?

Depositing to a pot logs an expense (money leaving wallet). Withdrawing logs income (money returning). Both are tagged "Savings".

What does settling a debt do?

It records a payment (partial or full) and auto-logs a transaction — expense if you paid back, income if you received. Fully settled debts move to History.

Can I hide my amounts?

Tap the 👁 eye icon in the header. All numbers turn to •••••• across the entire app. Tap again to reveal.

Does the app work offline?

Yes. After your first online load, the app caches everything locally. You can add transactions offline — they sync when you reconnect. Pull down on the Home page to force a refresh.